Roth After-Tax vs Traditional Pre-Tax Contributions

There are so many ways that we can start saving for retirement that it can be hard to make a decision.  In some instances, we have the choice of when that money is contributed to a retirement or savings account – pre-tax or after-tax.  When choosing after-tax (Roth) vs pretax contributions, we simply want to know – which is best? The answer to that question depends on your personal situation and preference.   Please join us as Jerard Gray from Empower highlights the tax benefits of each and provides insights to help you determine which option is best for you.

Jerard Gray has over a decade of experience within the financial services industry. He enjoys helping people to create a plan and achieve their financial goals.  Jerard has been working with NJ employees and retirees since 2019. Prior to joining Empower, Jerard served as a financial consultant aiding high value account owners with retirement and non-retirement account planning and investment needs. He holds a bachelor’s degree in finance from Morgan State University. He has earned the Chartered Retirement Planning Counselor® designation and is a Series 7 and 63 registered representative.

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This program is presented on ZOOM by the New Jersey State Library.